LLUXFinancial Clinic

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The Credit Business Startup Checklist

Everything to put in place first — structure, operations, brand and presence, offer and sales — in the order that keeps you from doing the same work twice.

CREDIT BUSINESS STARTUP CHECKLIST
Lux Financial Clinic — Credit Business in a Box

LEGAL & STRUCTURE
[ ] Choose your business name and confirm availability
[ ] Register your business entity (LLC recommended — confirm with your advisor)
[ ] Obtain your EIN from the IRS
[ ] Open a dedicated business bank account
[ ] Review your state's requirements for credit services organizations
[ ] Put your service agreement and disclosures in place (attorney reviewed)

OPERATIONS
[ ] Set up your business email and phone number
[ ] Set up your CRM and lead pipeline
[ ] Set up your booking calendar
[ ] Create your client onboarding workflow
[ ] Create your document storage and organization system

BRAND & PRESENCE
[ ] Finalize logo, colors, and brand voice
[ ] Publish your website with lead capture
[ ] Connect your website forms to your CRM
[ ] Set up your social media profiles

OFFER & SALES
[ ] Define your service packages and pricing
[ ] Prepare your consultation script
[ ] Prepare your follow-up email and SMS templates

This checklist is a starting framework, not legal advice. Confirm requirements in your state.

Want the whole system, not just the list?

The Credit Business in a Box includes the business plan workbook, operations manual, SOPs, client journey templates, sales scripts, marketing assets, forms and your implementation roadmap.

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