LLUXFinancial Clinic
Founder of Lux Financial Clinic
Lux Financial Clinic

Business in a Box.
Built for your next chapter.

Launch or grow a credit repair or tax preparation business with the tools, systems, and support to make it yours.

Already purchased? Your Box, tracker and add-ons are waiting in My Box.

—The Costly Gap

Most new credit businesses don’t stall for lack of effort. They stall because the website, CRM, onboarding, follow-up and daily operations were never one system.

Lux gives you the operating foundation, so you spend your week on clients and growth instead of stitching tools together.

02New · Tax Business Systems

Starting a Tax Preparation Business?

Templates, SOPs, compliance-minded forms, websites and CRM built for new and growing tax preparers — delivered in the same Lux portal as your credit systems.

Educational business resources only — not tax, legal, or accounting advice. A PTIN is required to prepare returns for pay. No refunds on digital products.

03Choose Your Level

Choose How You Want to Build

01

Do It Yourself

The complete startup system you run yourself — templates, scripts, workflows and a roadmap.

Credit Business in a Box

Explore this path
02

Done With You

The Box plus your CRM and professional setup, built alongside our team.

Box + CRM + Setup

Explore this path
03

Done For You

Website, CRM, automation and implementation handled end to end.

Website + CRM + Implementation

Explore this path
04Operate With Confidence

Your Business Should Run Like a Business

One connected system helps you create a polished client experience while reducing repetitive work.

Capture leads
Book consultations
Follow up automatically
Onboard clients
Organize client communication
Track prospects
Automate reminders
Request reviews
Reactivate old leads
Manage your business from one system
Lux Credit CRM dashboard showing leads, pipeline, appointments and client messages
05Free Consultation

Book Your Free Consultation

Tell us where you are, then choose a time. Every booking includes the Credit Business Startup Checklist, emailed to you right away, and a personal follow-up from our team.

A focused conversation about your business goals
The Startup Checklist sent to your inbox instantly
A personal follow-up after you book

Free with every booking

Book a Free Consultation. Get the Startup Checklist Free.

Reserve your consultation and we’ll email you the Credit Business Startup Checklist right away — plus a personal follow-up from our team.

Book My Free Consultation
—Free Educational Tool

Credit Score Range Estimator

Move the sliders to see the range the published FICO factor weights point to, plus which factor to work on first. Nothing is stored, no credit is pulled, and no score change is promised.

Estimate your range

95%
45%
4 yrs
4
2
1

Estimated range

615–659

Fair

Below average; several factors are pulling the estimate down.

An educational estimate based on the published FICO factor weights and the values you entered — not a credit score, not a credit pull, and not a prediction of any future score.

What the numbers point to

Your revolving balances sit at 45% of your limits. Amounts owed is the second-heaviest factor, so bringing reported balances under 30% is usually the fastest lever available to you.

Read the credit fundamentals guides

Payment history carries the most weight of any factor. Automating minimum payments on every open account protects the part of your file you can most easily control.

See the client onboarding guides

You reported 1 derogatory mark. Review each one against your own records for accuracy — inaccurate information can be disputed with the bureau that reported it.

Learn the dispute basics

Your file reports only one type of credit. Credit mix is a smaller factor and is not worth taking on debt for, but it explains part of the gap in this estimate.

Browse the resource hub
Open the Resources guides
—For Existing Clients

Sign In To Your Box Portal

Your Credit Business in a Box lives in your private My Box portal. Read every document on the page, download it, and tick it off as you go — your progress saves to your account. Add-ons and packages you haven’t purchased are there too, ready when you are.

Inside your portal

All Business in a Box documents, readable and downloadable
A tracker showing what you’ve downloaded, completed and still need to do
One-click download of the complete Box
Tabs with add-ons and packages you haven’t purchased
Your order history and receipts

Complimentary resource

Free Credit Business Startup Checklist

Know what to put in place first—from your client journey and website to follow-up and daily operations.

Questions, answered

Before you build

Clear answers to help you choose the right level of support.

Your next move

You Don’t Need More Random Tools. You Need a Business System.

Find My Best Path